Governance and transparency for policies & finance

RUPF consolidates insurers, banks, and brokers, applies normalization and reconciliations, and exposes regulator-grade evidence in real time.

The registry ingests heterogenous sources via APIs, batches, and events; standardizes them into a common taxonomy; deduplicates policyholders and policies; enforces prudential rules and cross-checks against official catalogs; and produces signed, audit-ready reports with retention controls. It brings order and observability to the full lifecycle—issuance, endorsements, collections, reserves, and claims—while preserving interoperability and data residency per regulation.

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RUPF overview

60%

Faster reconciliations

35%

Fewer reporting errors

25%

Lower fraud exposure

20%

Operational cost savings

How RUPF Works

1) Ingestion

APIs/batches/SFTP/events from insurers, banks, brokers; master catalogs and basic validations.

2) Normalization

Common taxonomy (policy/endorsement/claim/financial movement), entity deduplication & linkage.

3) Validation & Reconciliation

Prudential rules, registry cross-checks, premium/reserve/claims controls and alerts.

4) Evidence & Reporting

Signed logs, retention policies, regulator reports; APIs & dashboards for supervision.

Key Capabilities

End-to-end Traceability

Policy → endorsement → movement → claim, with full history and state tracking.

Financial Reconciliation

Collected vs. applied premiums, reserves, and payouts—with alerts & adjustment logs.

Anomaly Detection

Patterns, link analysis, and outliers to prevent fraud and operational errors.

Interoperability

REST/GraphQL, SSO (OIDC/SAML), connectors to cores, banks, and gov e-signature.

Data Governance

Quality, cataloging, lineage, role-based access, and retention policies.

Availability & Residency

High availability, DR, and data residency per local regulation.

Compliance & Governance

GDPR-Aligned

Data minimization, purpose limitation, consent workflows, and subject rights handling.

Security Controls

Encryption in transit/at rest, RBAC/segregation, HSM options, environment isolation.

Audit Evidence

Signed logs, retention policies, and export packs aligned with FATF/AML expectations.

Sector Use Cases

Superintendencies

Prudential supervision, solvency oversight, and sector reporting with verifiable evidence.

Insurers/Reinsurers

Operational control and compliance across issuance, collections, reserves, and claims.

Finance & Statistics

Official series and sector analytics for public policy and fiscal planning.

RUPF FAQs

Is RUPF configurable per product and region?

Yes. Policies, thresholds, and validations are scoped by product line, geography, and channel.

Can we keep our current data providers?

Absolutely. RUPF integrates via APIs and fuses signals into a unified, explainable view.

How do you prove results to auditors?

Reason codes, evidence snapshots, and signed logs with retention and export tooling.

What deployment models are supported?

SaaS, on-prem, and hybrid, with data residency options and private networking.

RUPF — Single Registry of Policies & Finance

A national-grade registry regulators can audit.

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